Please explain what each car coverage means?

Please explain what each car coverage means?

Bodily Injury Liability $10,000/$20,000 Property Damage Liability $10,000 Personal Injury Protection-Insured & Relative Basic $1,000 Ded. Uninsured Motorist - Nonstacked $10,000/$20,000 Comprehensive $500 Ded. Collision $500 Ded. My concern is if somebody hits my car in Florida what covers his damage and my damage? What can I skimp on? The way i read it Personal Damage Liability seems to cover the other guys car? So what exactly is collision? Just my own damage? If you had this coverage and you wanted to save money what would you change? I have a Daewoo Lanos 2001 fully paid off which cost 3,500 dollars and I am a good driver going on 5 years clean record however Florida has it's share of bad drivers and this was the case with my old car which was hit while it was parked.......so you see my concern?

 

BEST ANSWER: Try this site where you can compare quotes:INSURE-HELP.COM

 

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I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?

 

 

How much would my car insurance be?

I'm looking to buy another car. I would really like a BMW or a VW, years like 1996 to 2004. I'm thinking like a 3 series BMW or a passat or jetta. I know these are typically nicer cars thus insurance would be higher, though some people claim they're cheaper because they're more safe. Anyway, how high are we talking here? I don't need an exact number but a decent estimate would really help so I don't buy a nice car and find out I can't afford the insurance. I'm an 18 year old guy, I have NO tickets of any sort, no accidents, I commute about 20 miles to college, iv been licensed for over a year, I took drivers education. I'm under my own name not my parents so my insurance is astronomical cause I'm an 18 year old guy. Please help.

 

 

Whose insurance will be raised?

A couple weeks ago I let my grand daughter borrow my car to run up to the store for me. While she was gone, she was in a car accident in the parking lot of HyVee. She gave my insurance because she was in my car. Will my insurance be raised, or will her's? We have different insurance companies.

 

 

Car insurance on a rental car?

I know that when renting a car if you have car insurance you are also covered for the rental. However I also heard that the time the car is out of commission may not be covered and you may still want the liability insurance through the car rental place. Is there any truth in this?

 

 

Car has MOT, Tax but no Insurance?

Getting a new car today but still have the old one. I'm waiting for it to be collected by a car scrap collection company which could be up a few days. I want to swap my insurance from my old car to my new. My old car would still be taxed and mot but then will have no insurance. Is that legal? Just to keep it parked up for a few days without insurance?

 

 

Does leasing a car affect insurance more than financing?

So because I don't technically own the car, will leasing a new car be more expensive than buying a new car... insurance wise? Or is there a negligable diffenence?

 

 

Can an auto insurance company total out your auto even if you want to repair it.?

I live in Texas.Ameriprise says that there is a law in the state of texas that says if the repairs are more than 80% of the car value they do not have to repair it but pay the value of the car minus deductable.They are not using the NADA value but looked for the average selling price in my area.Is this true and what value should they use?

 

 

Insurance for Yamaha enticed 125?

I'm Looking at buying a Yamaha enticer but insurance is very dear as I haven't been riding a year yet but I'm Moving up from a 50cc Moped. If anyone had been in this situation and found cheap insurance deals for 125's please let me know.

 

 

How can insurance companies offer zero premium medicare insurance?

Trying to help my mom sort out medicare vs medicare plan vs medicare gap insurance. Just got a post card from an insurance company that says there is zero premium. How is that possible? She still has to pay the premium for the Part B medicare, so does that simply go to the insurance company instead? Thanks

 

 

How much would insurance cost for a 16 year old?

I want to buy a 1 year old camaro but was wondering how much insurance would cost for a 16 year old male. I need an estimate for the cheapest insurance. Even if the liability is really small.

 

 

Can i get car insurance under someone else's name even tho she doesnt have a drivers license but have a permit?

my girlfriend 24 and car insurance under her name is dirt cheap..

 

 

About how much does car insurance usually cost, and how often would I have to pay for it?

About how much does car insurance usually cost, and how often would I have to pay for it?

 

 

How much is insurance for one day on a Rental Car?

I will be renting a car in April to pick up my fiance who will be arriving about 5 hours away, So I will be driving the car for 10 hours that day. I do not have insurance of my own so I will have to get some with the car that I rent.. about how much will it cost for the insurance? The car costs about 35$ for the day.. Thanks!

 

 

Do illegal immigrants get health insurance?

What insurance and how?

 

 

Life insurance thc test?

Does anyone know if country companies tests for thc for their life insurance policies?

 

 

How do you value a damaged tree for insurance purposes?

Long story short, a guy ran his car off the road into my front yard and hit a tree. The tree is a complete loss. He has insurance (thank god!). How much should I expect to receive from the insurance company for the value of the tree? The tree is a mature Blue Spruce. It was about 20-25 feet tall, had an 8-10 inch trunk, and a spread at the base of about 15 feet or so. I know that I should at least be entitled to the cost of removing the tree/debris and planting a new tree. But you cant really plant a 25 foot Blue Spruce! So, the problem I am having is determining what value should I be entitled to considering the maturity of the tree? Who can I call to get an appraisal? Other info: I live in a subdivision of custom brick homes on a large lot (about 1 acre) and my home is worth about $275k. The tree sat on the edge of my property in the front yard in a group of two trees (the other one was slightly damaged also, but can probably be salvaged) that provide some shading from the neighbor and the road. Obviously, the amount of shading is now reduced and the aesthetics of the group of two trees is messed up to the point that I am considering just removing both trees.

 

 

Will car insurance be cheaper if I drive my mum's car?

I'm learning to drive, but my mum won't allow me to practice in her Fiat 500 or drive it once I've passed the test. This means I can either buy myself a car or drive my Dad's car, which is a much larger Jeep. I don't particularly want to drive it though because its an automatic whereas I'm learning manual (I know automatic is easier, but as a new driver I won't be able to practice for the test and I'm worried I might forget manual if I drive it for too long) and I imagine insurance is likely to be higher. I was wondering, which of these options are likely to work out cheapest? Is it worth trying to persuade my mum to let me drive her car?

 

Please explain what each car coverage means?

Bodily Injury Liability $10,000/$20,000 Property Damage Liability $10,000 Personal Injury Protection-Insured & Relative Basic $1,000 Ded. Uninsured Motorist - Nonstacked $10,000/$20,000 Comprehensive $500 Ded. Collision $500 Ded. My concern is if somebody hits my car in Florida what covers his damage and my damage? What can I skimp on? The way i read it Personal Damage Liability seems to cover the other guys car? So what exactly is collision? Just my own damage? If you had this coverage and you wanted to save money what would you change? I have a Daewoo Lanos 2001 fully paid off which cost 3,500 dollars and I am a good driver going on 5 years clean record however Florida has it's share of bad drivers and this was the case with my old car which was hit while it was parked.......so you see my concern?

https://www.linkedin.com/pulse/could-someone-tell-me-what-needed-create-car-insurance-sean-james/